• No charges at any AIA-appointed General Practitioners  
  (Up to 1 visit per day)

• TCM clinics
  (Up to 6 visits per policy year)

• Covers Basic Diagnostic test,
  plain X-ray and laboratory test

• Island-wide network of over 300 clinics including government polyclinics

• Download the FHN3 application to find out the latest panel clinic listing 

• Flash your physical AIA medical card or E-card on the FHN3 application to enjoy this benefit

• Full Reimbursement for Government Polyclinics

• Reimbursement up to $100 for Overseas General Practitioners
  (Up to $15 for Johore State)

• Reimbursement up to $100 for A&E Dept of Singapore Hospitals
  (Up to 2 visits per policy year)

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• Inpatient Benefits

• Outpatient Benefits

• Extended Hospital & surgical Benefits

• Death Benefits

• Other Benefits